DEBT COLLECTOR

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Background

A creditor may seek to collect an outstanding debt in several ways. However, because of “abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors,” (15 U.S.C. § 1692)...

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Petitioners Ricky Henson, Ian Glover, Karen Pacouloute, and Paulette House (“Henson et al.”) received a loan from CitiFinancial Auto Credit, Inc., CitiFinancial Auto Corp., or CitiFinancial Auto, LTD (collectively, “CitiFinancial Auto”) to finance the...